Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the Overtime Optimization website, mobile application, and related services (the "Service"), which are operated by Overtime Optimization ("Overtime Optimization," "we," "us," or "our"). By creating an account, downloading the app, or otherwise using the Service in any way, you agree to be bound by these Terms. If you do not agree, do not use the Service.

If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization, and references to "you" include that organization.

2. The Service & No Medical Advice

Overtime Optimization provides general lifestyle coaching, habit-tracking tools, educational content, and accountability features. The Service is informational and motivational in nature. We use the terms "member" and "client," not "patient."

The Service is not medical treatment, medical diagnosis, emergency care, mental health treatment, or a substitute for advice or care from a qualified healthcare professional such as a physician, registered dietitian, or licensed therapist. Never disregard or delay seeking professional medical advice because of something you read, track, or receive through the Service.

We do not guarantee any specific health, weight-loss, fitness, or psychological outcome. Individual results vary and depend on factors outside our control, including your effort, starting point, genetics, and circumstances.

3. Eligibility & Accounts

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account. By using the Service, you represent that you meet this requirement and that the information you provide is accurate and current.

You are responsible for safeguarding your account credentials and for all activity under your account. You agree to notify us immediately of any unauthorized use. We offer sign-in through email and password, and, where available, Sign in with Apple and Google. You authorize us to use the account details those providers share to create and maintain your account.

4. Subscriptions, Billing & Auto-Renewal

The Service offers a paid membership with two billing options: $9.99 per month or $99.00 per year. Pricing is shown in U.S. dollars and may change for future billing periods with reasonable advance notice.

Memberships are auto-renewing subscriptions. By subscribing, you authorize us to charge the then-applicable fee to your payment method on a recurring basis — monthly or annually, depending on your plan — until you cancel. Your subscription renews automatically at the end of each billing cycle unless you cancel before the renewal date.

Payments are processed by our payment provider, Stripe. Web subscriptions are billed through Stripe and are separate from any in-app purchase you may make through Apple or Google. Subscriptions purchased through Apple's App Store or Google Play are billed and managed by those platforms, and their respective terms apply.

5. Free Trial

New members who have not previously held a paid membership are eligible for a 7-day free trial of premium features. During the trial you receive full access to premium features at no charge.

To start a trial, you must provide a valid payment method. No charge is applied during the 7-day trial period. At the end of the trial, your payment method is automatically charged the then-applicable subscription fee (monthly or annual, depending on the plan you selected), and your subscription continues to auto-renew until canceled.

You may cancel at any time before the end of the trial period and you will not be charged. If you cancel during the trial, you retain trial access until the trial period ends, after which your premium access is removed. The free trial is limited to one per member; we may revoke or modify trial eligibility at any time to prevent abuse.

6. Cancellation & Refunds

You can cancel your subscription at any time from your account settings, or, for subscriptions purchased through Apple or Google, from your Apple ID or Google Play account settings. Cancellation stops future renewals; you retain access until the end of the current paid period, and no further charges occur.

Except where required by law, fees for a billing period that has already started are non-refundable, and we do not provide refunds or credits for partially used billing periods. If you believe you were charged in error, contact us and we will review your request. Any refund, where applicable, is at our sole discretion. Trial charges are not refundable once the trial converts to a paid subscription, but you may cancel before conversion to avoid the charge entirely.

Consumers in certain jurisdictions (including the European Union, United Kingdom, and parts of Australia) may have statutory cancellation and refund rights that cannot be excluded by contract; these Terms do not limit any such non-waivable rights.

7. Your Content & Data

You may submit information such as habits, goals, check-in responses, messages, and profile details ("Your Content"). You retain ownership of Your Content and grant us a worldwide, non-exclusive, royalty-free license to host, store, use, and process Your Content solely to provide and improve the Service for you.

Members can only see their own data. Coaching notes about you are visible only to your assigned coach and authorized administrators. Anonymous community features (such as leaderboards) display only your chosen handle, not your identity. See our Privacy Policy for how we handle your information.

You can delete your account and associated data at any time from the Profile screen. Account deletion is permanent and cannot be undone.

8. Acceptable Use

You agree not to: (a) use the Service for any unlawful purpose or in violation of these Terms; (b) access or attempt to access another member's data or non-public areas; (c) share, transfer, or sell your account; (d) interfere with or disrupt the Service, its servers, or its security; (e) scrape, reverse-engineer, or attempt to derive source code or data; (f) submit false, misleading, or harmful content; or (g) use the Service to harass, threaten, or harm any person.

We may suspend or terminate access for any violation, and we may take action to protect the Service and other members.

9. Intellectual Property

The Service, including its design, text, graphics, logos, software, and features, is owned by Overtime Optimization and protected by intellectual property laws. Nothing in these Terms grants you any right to use our name, trademarks, or content except as necessary to use the Service for your personal, non-commercial use.

We welcome feedback, but any feedback you provide is non-confidential, and we may use it without restriction or compensation.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR PRODUCE ANY SPECIFIC RESULT.

We do not warrant that any habit, goal, workout, coaching suggestion, or AI-generated recommendation is appropriate, safe, or effective for you. You use all such content at your own risk and should consult a qualified professional before making health-related decisions.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL OVERTIME OPTIMIZATION, ITS OWNERS, EMPLOYEES, COACHES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, USE, PROFITS, OR GOODWILL, ARISING OUT OF OR RELATED TO THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) TWENTY U.S. DOLLARS ($20). THIS LIMITATION APPLIES EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Some jurisdictions do not allow certain liability limitations or exclusions, so the above may not apply to you in full. Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

12. Indemnification

You agree to indemnify and hold harmless Overtime Optimization and its affiliates from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate your access at any time, with or without cause, and without notice. Upon termination, all licenses granted to you end, and we may delete Your Content. Provisions that by their nature should survive (including ownership, disclaimers, liability, indemnification, and governing law) will remain in effect.

14. Changes to These Terms

We may update these Terms from time to time. If a change is material, we will provide notice through the Service or by other reasonable means. Your continued use of the Service after the effective date of updated Terms constitutes acceptance. If you do not agree to the updated Terms, you may cancel your subscription and stop using the Service.

15. Governing Law & Disputes

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. You and we agree that any dispute, claim, or controversy arising out of or relating to the Service or these Terms will, where permitted, first be attempted to be resolved through good-faith negotiation. If unresolved within thirty (30) days, either party may bring a claim in the state or federal courts located in Hillsborough County, Florida, and you consent to exclusive jurisdiction and venue in those courts, except that either party may seek injunctive relief in any court of competent jurisdiction to protect intellectual property.

16. General Provisions

If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect. Our failure to enforce a right is not a waiver. These Terms constitute the entire agreement between you and us regarding the Service and supersede any prior agreements. You may not assign these Terms without our consent; we may assign them freely. No joint venture, partnership, or employment relationship is created by these Terms.

17. Contact

If you have questions about these Terms, your subscription, or the Service, contact us through our contact page.